Checking

Selecting a checking account should be easy. 

 

With our Montgomery eBlue, Montgomery Blue Free, Montgomery Blue Basic and Montgomery Gold Money Market accounts, we’ve taken the work out of making a decision as to which checking account will best suit your needs. A Montgomery Bank checking account package gives you much more than just a standard checking account. Each option has been customized to provide you with all of the banking products and services you’ll want to simplify your finances and meet your everyday banking needs. Apply today.

 

Features and Benefits

MONTGOMERY BLUE FREE CHECKING

 MONTGOMERY BLUE BASIC CHECKING

MONTGOMERY GOLD CHECKING

MONTGOMERY eBLUE CHECKING®

Best if you want

An electronic checking account with no monthly maintenance fee.

 Base checking account.

A high-performance relationship package of banking products and services with the maximum available benefits.

High interest.

Minimum opening balance

$50

 $50.00

$100

$50

Service Charge/Maintenance Fee

*

 *

$9.00 

**

Monthly minimum balance requirement to avoid service fee

N/A

 N/A

$2,500

N/A

Tiered interest-bearing account

No

 No

Yes

Yes

Rate Tiers

 

$0 - 4,999
$5,000 - 9,999
$10,000 - 24,999
$25,000 - 49,999
$50,000 +

$0 - 15,000
$15,000+

Free or discounted checks

No

 No

Free One Box Per Order of Montgomery Bank Logo Checks

No

Visaâ Check Card, with no monthly fee

Yes

 Yes

Yes

Yes

Free Online Banking with eBanking

Yes

 Yes

Yes

Yes

Free Online BillPay

Yes

 Yes

Yes

Yes

Free or discounted standard safe deposit box (3"x5")

No

 No

Free 3x5 box for 1st Year, then 25% Discount thereafter on standard box

No

Balance Plus Overdraft Line of Credit

Enrollment required

 Enrollment required

Enrollment required

Enrollment required

Automatic Transfer from Savings or MMF to cover NSF - Check Guarantee

Enrollment required

 Enrollment required

Enrollment required

Enrollment required

Statement Type

Electronic 

Paper

Electronic or Paper

Electronic

CD Bonus Rates

No

 No

Bonus Rate of .25% on CDs of $10,000 or greater

No

Free Telebanc statements

Yes

 Yes

Yes

Yes

Free automated telephone account access with Telebanc

Yes

 Yes

Yes

Yes

Convenient, free account access at Montgomery Bank ATMs & MoneyPassâ ATMs throughout the United States

Yes

 Yes

Yes

Yes

Unlimited check writing

Yes

 Yes

Yes

Yes

Unlimited teller transactions with no fee

Yes

 Yes

Yes

Yes

Free person-to-person phone inquiries/transactions

Yes

 Yes

Yes

Yes

Free official checks

Yes

 Yes

Yes

Yes

Free notary service

Yes

 Yes

Yes

Yes

Free photocopies

No

 No

Yes

No

Free Direct Deposit

Yes

 Yes

Yes

Yes

Free Combined Statement

Yes

Yes

Yes

Yes

Free Wealth Management Financial Planner Review

Yes

 Yes

Yes

Yes

 


 

 

*None if enrolled in eBanking and delivery of eStatements within 30 days of account opening. A valid email address is required. Customer will incur a $1.00 per month paper statement fee if not enrolled.

**None if enrolled in eBanking and delivery of eStatements within 30 days of account opening. A valid email address is required. Customer will incur a $3.00 per month paper statement fee if not enrolled.