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Gold Prepaid Card

Image of Montgomery Gold Prepaid Card

Our Gold Unlimited Access Account is a great alternative to a traditional checking account for applicants who do not qualify for a checking account, or who don’t want the risk of overdrafts and overdraft fees.  Our Gold Prepaid Card is offered to consumers at a flat monthly fee that includes most transactions – purchases, ATM inquiries and withdrawals, bill payments, customer services support – most everything except surcharges on ATM transactions imposed by ATM owners.  And even these surcharges can be avoided through use of a surcharge free ATMs.

Unlimited Reloads

Get Unlimited loads and reloads from Direct Deposit **.

Unlimited Transactions

Enjoy Unlimited access to everyday purchases anywhere debit MasterCard® cards are accepted. Use it online, over the phone, and in-store.

Unlimited Access to Your Cash

Free 24/7 access to your cash at thousands of surcharge-free ATM locations across the country.

Unlimited Control

It’s safer than cash and smarter than credit. No more overdrafts, unwanted debt, or overspending.  Spend only what you load.

Quick and Easy Set Up 

No credit check. No activation fee. 

Free Online Banking Tools 

Manage budgets, share money, pay bills and more from your own online account. 

Mobile Account Access 

This free and easy-to-use app gives you the freedom to access your transactions while you’re on the go. Access balance alerts, transaction history, money move, and bill pay.

Security and Protection

Your funds are FDIC/NCUA insured and if your card is ever lost or stolen, you’ll enjoy MasterCard Zero liability protection.*

*Conditions and exceptions apply. **System Limits Apply.