Current Consumer Savings Schedule
Account Type Term Interest Rate Annual Percentage Yield
Kid's Club Savings
$0 - $5004.92% 5.01%  
$500.01 and Above 0.40% 0.40% 
Montgomery Blue Savings and Montgomery Blue IRA Savings
$0 - $4,9990.11% 0.11%  
$5,000 - $9,999 0.11% 0.11% 
$10,000 - $24,999 0.11% 0.11% 
$25,000 - $49,999 0.11% 0.11% 
$50,000 and above 0.11% 0.11% 
Montgomery Gold Savings and Montgomery Gold IRA Savings
$0 - $9,9990.06% 0.06%  
$10,000 - $24,999 0.10% 0.10% 
$25,000 - $49,999 0.16% 0.16% 
$50,000 - $99,999 0.16% 0.16% 
$100,000 and above 0.16% 0.16% 
Montgomery Platinum Savings and Montgomery Platinum IRA Savings
$0 - $99,9990.11% 0.11%  
$100,000 and above 0.30% 0.30% 
Montgomery New Start Savings
$0 - $4,9990.11% 0.11%  
$5,000 - $9,999 0.11% 0.11% 
$10,000 - $24,999 0.11% 0.11% 
$25,000 - $49,999 0.11% 0.11% 
$50,000 and above 0.11% 0.11% 

Rates effective as of today's date.
Rates are subject to change daily.

Minimum opening deposit for Montgomery eBlue Checking is $50.
Minimum opening deposit for Montgomery Blue Free Checking is $50.
Minimum opening deposit for Montgomery Gold Checking is $100.
Minimum opening deposit for Group Banking Checking is $1.00

You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings. Interest rates currently offered on all deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest will be accrued daily and credited to your account monthly for all checking accounts. If you close your account before interest is credited, you will not receive the accrued interest.


* An annual percentage yield (APY) of 2.01% will be paid on daily collected balances up to $15,000, and 0.15% APY will be paid on all amounts above $15,000 each qualification cycle the minimum activity requirements are met. Rates are effective December 28, 2012. This is a variable rate account, and the interest rate and APY may change at any time after the account is opened. The minimum balance to open this account is $50.00. There is no minimum balance requirement to be met after account opening. This product is available on personal accounts only. Limited to one Montgomery eBlue Checking account per household.  Minimum monthly account activity requirements to receive the maximum APY and ATM refunds include using your Montgomery Bank Visa Debit Card for 12 or more point-of-sale purchases that post and clear per qualification cycle (excluding ATM transactions), establishing at least one monthly direct deposit or a monthly recurring ACH auto debit that will post and clear per qualification cycle, and receiving your monthly bank statements over the internet with our free eStatement service.  If you do not meet the minimum requirements per qualification cycle, your account will earn 0.01% APY on daily collected balances and will function as a free checking account with no monthly maintenance fee and you will not receive ATM fee refunds for that cycle period. In addition, accounts receiving a paper statement will incur a monthly fee of $3.00. A monthly cycle begins on the 29th day of each month and ends on the 28th day of the following month. Fees may reduce earnings. See Miscellaneous Fee Schedule for a listing of current applicable fees.


** ATM refunds apply to non-Montgomery Bank ATM Fees and other non-proprietary ATM surcharges incurred at domestic ATMs which will automatically be refunded at the end of each qualification cycle if all minimum account requirements have been met up to a combined maximum refund of $6.00 per qualification cycle.