Click here to view the Montgomery eBlue Checking cycle schedule for 2013 and 2014.

* * An annual percentage yield (APY) of 2.01% will be paid on daily collected balances up to $15,000, and 0.15% APY will be paid on all amounts above $15,000 each qualification cycle the minimum activity requirements are met. Rates are effective December 28, 2012. This is a variable rate account, and the interest rate and APY may change at any time after the account is opened. The minimum balance to open this account is $50.00. There is no minimum balance requirement to be met after account opening. This product is available on personal accounts only. Limited to one Montgomery eBlue Checking account per household. Minimum monthly account activity requirements to receive the maximum APY and ATM refunds include using your Montgomery Bank Visa Debit Card for 12 or more point-of-sale purchases that post and settle per qualification cycle (excluding ATM transactions), establishing at least one monthly direct deposit or a monthly ACH auto debit that will post and settle per qualification cycle, and receiving your monthly bank statements over the internet with our free eStatement service. If you do not meet the minimum requirements per qualification cycle, your account will earn 0.01% APY on daily collected balances and will function as a free checking account with no monthly maintenance fee and you will not receive ATM fee refunds for that cycle period. In addition, accounts receiving a paper statement will incur a monthly fee of $3.00. A monthly cycle begins on the 29th day of each month and ends on the 28th day of the following month. Fees may reduce earnings. See Miscellaneous Fee Schedule for a listing of current applicable fees. ** ATM refunds apply to non-Montgomery Bank ATM Fees and other non-proprietary ATM surcharges incurred at domestic ATMs which will automatically be refunded at the end of each qualification cycle if all minimum account requirements have been met up to a combined maximum refund of $6.00 per qualification cycle.