The security of your personal and account information is important to us.
We understand that our continued success as a leading financial institution relies on both our ability to offer banking services to you in a secure manner as well as your responsibility in keeping any access codes, passwords or PINs secure. To assist us in offering these Web-based banking services in a secure manner, we employ a number of measures which are described below. These measures allow us, among other benefits, to properly authenticate your identity when you access these services and protect your information as it traverses the Internet between your PC and Montgomery Bank.
Montgomery Bank is proud to deliver the highest level of security for our Internet banking customers. An additional layer of security has been added to our log in process. This will help ensure that your information is secure, protecting you from fraud and identity theft.
Security Image
Enhanced online security is provided for our Internet banking customers that verifies your identity in two ways. Every time you log in to Internet banking, the bank identifies you, and it lets you identify the bank using a private image and pass phrase that is unique to each individual Internet banking user. This level of security is used for routine Internet banking services such as balance inquiries, transfers and eBill Pay.
Security Tokens
Security Tokens are provided to our commercial Internet banking customers that verify your identity in two ways. Every time you log in to business Internet banking, the bank identifies you using a one-time password generated by the security token, and it lets you identify the bank. This enhanced level of security is provided to our commercial customers that utilize more complex Internet banking services such as wire transfers and ACH origination.
Many of the financial services we provide on this web site utilize access codes (e.g., ID and password/PIN). For further details about a particular service’s access codes, follow the links to the discussion of that service’s security specifics.
To further protect you, a timeout feature is often used. This feature will automatically log you out of your current financial service session after an extended period of inactivity on our site.
Montgomery Bank also requires the use of secure browsers to protect you while you access our online financial services. More specifically, the personal and account information that flow back and forth between your PC and Montgomery Bank must be encrypted while in transit – secure browsers are how we achieve this level of protection. Encryption is the process of scrambling information (typically for data transmission) so that it can only be reassembled in its original clear text format by someone who has the correct encryption key to do so. Likewise, when we send personal or account information to you, this technology encrypts it, which then only you can decrypt.
Montgomery Bank employs an additional protection mechanism known as a firewall to protect our computer systems and your information. Firewalls can be thought of as selective barriers that only let authorized traffic (i.e., you, our Online Banking customer) through to Montgomery Bank’s systems.
System and application activity logs are another mechanism Montgomery Bank uses to protect our systems and your information. These logs are reviewed regularly and any anomalies or discrepancies are investigated thoroughly.
Montgomery Bank’s Online Banking product provides additional security measures.
The browsers that Montgomery Bank’s Web-based financial services currently support are listed below. Some versions of these browsers provide 128-bit encryption while other versions support only 40-bit encryption. 128-bit browsers provide strong encryption capability. The U.S. government does not allow the export of secure browsers with strong encryption anywhere outside the U.S., with Canada being the only exception. Montgomery Bank requires its financial service customers to use browsers with 128-bit encryption. Use of 40-bit browsers for accessing Montgomery Bank’s services will not be permitted.
