Home Equity Products

Our competitive Home Equity Loan and Home Equity Line programs provide you with access to the borrowing power that's right under your roof. What is equity? In reference to real estate, equity is the difference between the appraised value of your property and the balance remaining on your first mortgage.


NMLS #793181   


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Home Equity Loan or Home Improvement Loan

A Home Equity Loan or Home Improvement Loan lets you borrow a specific amount of your home's equity today. This product is ideal when you know how much money you will plan to spend and want the structure of a set monthly payment. Use your Home Equity Loan to finance a new addition, remodel your home or even to consolidate other debts.

  • Both fixed-rate and variable-rate financing options are available
  • An automatic debit from your Montgomery Bank checking account for convenient monthly budgeting
  • Competitive interest rates
  • Pay no points
  • No prepayment penalty
  • Interest may qualify to be tax deductible(1)

(1)Consult your tax advisor concerning interest deductibility.


To apply, please call 1-800-455-2275

Home Equity Line of Credit

Apply just once and this credit line makes the equity in your home available to you - whenever you need it. It is a revolving line of credit that is available for you to use over and over again. You have access to your funds whenever you like for whatever you like.

  • Revolving line of credit that may be re-used throughout the entire loan term
  • Easy access to funds with personalized Home Equity checks
  • Pay interest only on the money you use
  • An automatic debit from your Montgomery Bank checking account for your monthly interest payment
  • Interest may be tax deductible(1)
  • Variable rates linked to the Prime Rate as reported in The Wall Street Journal
  • No prepayment penalty

(1) Consult your tax advisor concerning interest deductability.

All loans subject to credit approval. Evidence of property and flood insurance (if applicable) required. 


Email Your Request For More Information on Home Equity Now
Fax Your Interest To:
Attn: More on Home Equity

Call Our Customer Service Center At 1-800-455-2275
Visit a Montgomery Bank Branch: 
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