Mortgage Lending

Today’s mortgage lending environment requires the expertise of true mortgage professionals. Credit guidelines, programs and rates change and evolve, just like anything else in our world. At Montgomery Bank, we understand the importance of education and preparation.  Our goal is to educate and prepare you for your new mortgage loan program.  Whether you are looking for a mortgage to purchase your first home or a cash out refinance to help you out with any of life’s needs, our mortgage professionals are here to educate and prepare you .

Montgomery Bank offers programs for all of life’s needs.  Apply online now for the following programs:

*Purchase a new home                *Cash out refinance                         *FHA & VA Loans

*Rate & Term refinance                *Home Equity Loans                       *Construction & Lot Loans             

*Jumbo Loans                             *USDA Rural Develoment                *Bridge Loans   

*Down Payment Assistance programs available            


At Montgomery Bank, we also understand that in today’s tough economy, circumstances beyond your control may have put you in a position of not qualifying for some of the more traditional mortgage loan programs.   That’s why we are pleased to announce our Montgomery New Start Affordable Housing loan.  

Our Montgomery New Start Affordable Housing loan product has been created to address the home financing needs in certain Low-to-Moderate income areas and for Low-to-Moderate income indivduals and families*.  This mortgage loan program offers more liberal loan-to-value and borrower qualifications than traditional financial methods and there are no minimum loan amounts.  

*Subject to credit approval.  Some restrictions apply.  Please contact a Montgomery Bank mortgage specialist for more details.

NMLS #793181             

Contact us today, apply online or stop by one of our branch locations for more information.