Checking

Selecting a checking account should be easy. With our Montgomery eBlueMontgomery Blue and Montgomery Gold accounts, we’ve taken the work out of making a decision as to which checking account will best suit your needs. A Montgomery Bank checking account package gives you much more than just a standard checking account. Each option has been customized to provide you with all of the banking products and services you’ll want to simplify your finances and meet your everyday banking needs. Apply today.

 

Features and Benefits

MONTGOMERY BLUE FREE CHECKING

MONTGOMERY GOLD CHECKING

MONTGOMERY eBLUE CHECKING®

Best if you want

A basic checking account with no monthly maintenance fee.

A high-performance relationship package of banking products and services with the maximum available benefits.

High interest.

Minimum opening balance

$50

$100

$50

Monthly service fee

None

$15.00 if Checking Account Bal<$1,000 or Combined Transactional Account Bal<$15,000; $10.00 if Checking Account Bal<$2,500 or Combined Transactional Account Bal<$15,000; $0.00 if Checking Account Bal>$2,500 or Combined Transactional Account Bal >$15,000

None

Monthly minimum balance requirement to avoid service fee

N/A

$2,500

N/A

Tiered interest-bearing account

Yes

Yes

Yes

Rate Tiers

$0 - 1,499
$1,500 - 4,999
$5,000 - 9,999
$10,000 - 24,999
$25,000 +

$0 - 4,999
$5,000 - 9,999
$10,000 - 24,999
$25,000 - 49,999
$50,000 +

$0 - 15,000
$15,000+

Free or discounted checks

Free WelcomePak™ of Checks

Free One Box Per Order of Montgomery Bank Logo Checks

Free WelcomePak™ of Checks

Visaâ Check Card, with no monthly fee

Yes

Yes

Yes

Free Online Banking with eBanking

Yes

Yes

Yes

Free Online BillPay

Yes

Yes

Yes

Free or discounted standard safe deposit box (discount on larger sized boxes)

No

Free 3x5 box for 1st Year, then 25% Discount thereafter (If larger box is selected, receive a 25% discount on annual rental)

No

Balance Plus Overdraft Line of Credit

Enrollment required

Enrollment required

Enrollment required

Automatic Transfer from Savings or MMF to cover NSF - Check Guarantee

Enrollment required

Enrollment required

Enrollment required

Statement Type

Safekeeping

Imaged

Safekeeping

CD Bonus Rates

No

Bonus Rate of .25% on CDs of $10,000 or greater

No

Free Telebanc statements

Yes

Yes

Yes

Free automated telephone account access with Telebanc

Yes

Yes

Yes

Convenient, free account access at Montgomery Bank ATMs & MoneyPassâ ATMs throughout the United States

Yes

Yes

Yes

Unlimited check writing

Yes

Yes

Yes

Unlimited teller transactions with no fee

Yes

Yes

Yes

Free person-to-person phone inquiries/transactions

Yes

Yes

Yes

Free official checks

No

Yes

No

Free notary service

Yes

Yes

Yes

Free photocopies

No

Yes

No

Free Direct Deposit

Yes

Yes

Yes

Free Statement Plus (combined bank statement)

Yes

Yes

Yes

Free Wealth Management Financial Planner Review

Yes

Yes

Yes