Money Market Accounts

Want an account that earns more and gives you access to your funds? Montgomery Bank Money Market Montgomery Blue and Montgomery Gold accounts give you the options you need. You’ll enjoy the convenience of being able to deposit or withdraw funds without an interest penalty using your limited check writing privileges, ATMs, internet banking, your Visaâ Debit card, or by visiting your nearest Montgomery Bank branch. Benefit from higher interest rates while retaining easy access to your money and the security of FDIC Insurance. Apply today.

 

Features and Benefits

MONTGOMERY BLUE FREE MARKET CHECKING

MONTGOMERY GOLD MARKET CHECKING

Best if you want

A basic savings account with a low minimum balance requirement

A high-performance savings account with the maximum available benefits.

Minimum opening balance

$100

$100

Monthly service fee

$10 if balance falls below $100.

$10 if balance falls below $5,000

Monthly minimum balance requirement to avoid S/C

$100

$5,000

Transaction Limitations

Per Regulation

Limited to 6 transfers per month (3 of which may be by draft, debit card, POS, or similar order). Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.

Limited to 6 transfers per month (3 of which may be by draft, debit card, POS, or similar order). Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.

Excess Transaction Fee

$1.00 per item if transactions exceed product limitations of 3 per cycle.

$1.00 per item if transactions exceed product limitations of 3 per cycle.

Tiered interest-bearing account

Yes

Yes

Rate Tiers

$0 - 4,999
$5,000 - 9,999
$10,000 - 24,999
$25,000 - 49,999
$50,000 +

$0 - 9,999
$10,000 - 24,999
$25,000 - 49,999
$50,000 - 99,999
$100,000 +

Statement Type

Safekeeping

Imaged

Free or discounted money market checks

No

One order free per year

 


 

 

*Some restrictions may apply