Business Credit & Loans

SBA Loans

We want to help small businesses get the financial backing they need. With SBA (Small Business Administration) guaranteed loans, businesses may be able to obtain financing when unable to secure financing through normal lending channels or at more favorable terms than through conventional means. SBA guarantees up to 80% on loans under $100,000 and up to 75% over $100,000.

Commercial Loans

Our dedicated commercial team wants to assist you with your business goals. With a simplified application and quick approval process, you'll spend less time securing funding and more time running your business. Choose from a variety of financing options at fixed or variable rates to meet your individual needs:

  • Term Loans
  • Real Estate Loans
  • Vehicle Loans
  • Equipment Loans
  • Lines of Credit
  • Letters of Credit
  • Leasing

Leasing may provide some tax advantages by reducing your taxable income (consult your tax advisor). Additionally, with equipment or commercial vehicle leasing, you can finance up to 100% of the cost with little or no down payment required.

Agriculture

Let our experience work for you. For over 45 years, we have helped meet the banking needs of agricultural operations ranging from small farmers to large agribusiness. We know your concerns whether its maximizing crop production, planning expansion, taking advantage of market opportunities, handling environmental conditions or preparing for the future.

For additional information about these products, contact us at 1-800-455-2275 or stop by one of our branch locations.