What does Montgomery Bank do with your Personal Information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

•     Social Security number and Income

•      Account Balances and Transaction History

•      Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Montgomery Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes—to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes—information about your transactions and experiences

For our affiliates’ everyday business purposes—information about your creditworthiness

For nonaffiliates to market  to you

Does Montgomery Bank Share?          Can You Limit this Sharing?

YES                                                         NO

 

YES                                                         NO

YES                                                         NO

 

NO                                                          WE DON’T SHARE

NO                                                          WE DON’T SHARE

 

NO                                                          WE DON’T SHARE

Questions? Call 800-455-2275 or go to montgomerybank.com

Who we are

Who is providing this notice?    Montgomery Bank

 

What We Do

How Does Montgomery Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to information about you to those employees who need to know that information to provide products and services to you.

 

How does Montgomery Bank collect my personal information?

We collect your personal information, for example, when you

•      Open an Account or Apply for a Loan

•      Pay Your Bills or Use Your Credit or Debit Card

•      Show Your Government-Issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

•     sharing for affiliates’ everyday business purposes—information about your creditworthiness

•     affiliates from using your information to market to you

•     sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and non financial companies.

•      Montgomery Bank does not share with our affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and non financial companies.

•      Montgomery Bank does not share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

•      Our joint marketing partners include companies such as credit card companies.

Collected Information

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).