Account Features

For our HIGHEST interest rate checking account, go GOLD! Earn up to 3.01% interest.1

 

Montgomery eGold Checking
Best if you want High interest
Interest earning Yes, See Rates
Cash back on debit card purchases No
Minimum to open $50
Minimum balance to avoid service fee $0
Monthly fee $0*
Free or discounted checks No
Free or discounted standard safe deposit box (3``x5``) No
Mobile deposit First 5 free per statement cycle; then $0.50 per item deposited thereafter
CD bonus rates No

APPLY NOW

 

Earning your interest is easy!

  • Have at least 12 point-of-sale Montgomery Bank debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Maintain a valid email address, be enrolled in electronic banking, and receive your free e-statement (monthly bank statements via the Internet)
  • Have one or more qualified mortgage, home equity or commercial loan with Montgomery Bank

And if you don’t meet these qualifications, don’t worry. You can get right back to earning your cash rewards the very next cycle that you qualify.

Plus, any ATM is your ATM!

  • No need to search for a “free” ATM
  • What’s more convenient than that!
  • ATM fee refunds up to $6 per cycle2

 

 

 

All Personal Checking Accounts Include

  • Free Online Banking
  • Free Online Bill Pay and ACH withdrawals
  • Free Debit Card, with no monthly fee3
  • The option to enroll in Balance Plus Overdraft Line of Credit
  • The option to enroll in automatic account transfers for coverage of insufficient funds
  • Free automated telephone account access with Telebanc by calling 1-800-955-7170
  • Convenient free account access at Montgomery Bank ATMs & MoneyPass® ATMs throughout the United States
  • Unlimited check writing
  • Unlimited teller transactions with no fee
  • Free person-to-person phone inquiries/transactions
  • Free notary service
  • Free direct deposit
  • Free Wealth Management Financial Planner Review

 

 

 

*None if enrolled in eBanking and delivery of eStatements within 30 days of account opening. A valid email address is required. Customer will incur a $3.00 per month paper statement fee if not enrolled.
1 For full details see Rates page.
2 If requirements are met
3 No issue fee for Debit Card

eGold-Statement-Cycle-Schedule