Montgomery eBlue Checking

*Interest rate and corresponding annual percentage yield (APY) are tiered. Minimum monthly account activity requirements that must post and settle during each qualification cycle to receive the maximum APY and ATM refunds are: (a) 12 or more Montgomery Bank debit card point-of-sale purchases (excludes ATM transactions); (b) at least one monthly direct deposit or ACH auto debit; and (c) receive your monthly bank statements via electronic banking. Invalid e-mail address and no online bank statement, requiring a paper statement, will incur a $3 monthly fee. If minimum requirements are met, the interest rate paid on daily balances of $15,000.00 or less will be 1.99% with an APY of 2.01%. An interest rate of .07% will be paid on your daily balance greater than $15,000.00. The APY range for this tier is 2.01% to .24%, depending on the balance. (APY calculations based on $100,000 balance.) Maximum ATM fee refund per cycle is $6. If you do not meet the minimum requirements per qualification cycle, your account will earn 0.01% APY on the entire account balance and will not receive ATM fee refunds for that cycle period. Rates are effective January 1, 2024. This is a split-tiered variable rate account and rates may change at any time after account opening. Minimum balance to open is $50.00. No minimum balance requirement after account opening. Available for personal accounts only. Limit one eBlue Checking account per Tax Identification Number (TIN). Fees may reduce earnings. See Miscellaneous Fee Schedule for a listing of current applicable fees. ATM refunds apply to non-Montgomery Bank ATM Fees and other non-proprietary ATM surcharges at domestic ATMs.

Montgomery eGold Checking

*Interest rate and corresponding annual percentage yield (APY) are tiered. Minimum monthly account activity requirements that must post and settle during each qualification cycle to receive the maximum APY and ATM refunds are: (a) 12 or more Montgomery Bank debit card point-of-sale purchases (excludes ATM transactions); (b) at least one monthly direct deposit or ACH auto debit; (c) receive your monthly bank statements via electronic banking; and (d) have one or more qualified mortgage, home equity or commercial loan with Montgomery Bank. Invalid e-mail address and no online bank statement, requiring a paper statement, will incur a $3 monthly fee. If minimum requirements are met, the interest rate paid on daily balances of $15,000.00 or less will be 2.97% with an APY of 3.01%. An interest rate of .07% will be paid on your daily balance greater than $15,000.00. The APY range for this tier is 3.01% to .39%, depending on the balance. (APY calculations based on $100,000 balance.) Maximum ATM fee refund per cycle is $6. If you do not meet the minimum requirements per qualification cycle, your account will earn 0.01% APY on the entire account balance and will not receive ATM fee refunds for that cycle period. Rates are effective January 1, 2024. This is a split-tiered variable rate account and rates may change at any time after account opening. Minimum balance to open is $50.00. No minimum balance requirement after account opening. Available for personal accounts only. Limit one eGold Checking account per Tax Identification Number (TIN). Fees may reduce earnings. See Miscellaneous Fee Schedule for a listing of current applicable fees. ATM refunds apply to non-Montgomery Bank ATM Fees and other non-proprietary ATM surcharges at domestic ATMs.

Montgomery Cash Back Checking

*Montgomery Cash Back checking is a variable reward checking account and may change at any time after the account is opened. Minimum monthly account activity requirements that must post and settle during each qualification cycle to receive the Cash Back Reward and ATM refunds are: (a) 12 or more Montgomery Bank debit card point-of-sale purchases (excludes ATM transactions); (b) at least one monthly direct deposit or ACH auto debit; and (c) receive your monthly bank statements via electronic banking. Invalid e-mail address and no online bank statement, requiring a paper statement, will incur a $3 monthly fee. If minimum requirements are met, you will receive 4% cash back on PIN-based and credit/signature-based debit card purchases that post to and settle to the account during that qualification cycle period. A maximum of $8 cash back payments may be received per monthly cycle. Maximum ATM fee refund per cycle is $6. If you do not meet the minimum requirements per qualification cycle, no cash back payments are made and ATM withdrawal fees are not refunded. Cash Back Reward percentage is effective January 1, 2024. Minimum balance to open is $50.00. No minimum balance requirement after account opening. Available for personal accounts only. Limit one Montgomery Cash Back checking account per Tax Identification Number (TIN). Fees may reduce rewards. See Miscellaneous Fee Schedule for a listing of current applicable fees. ATM refunds apply to non-Montgomery Bank ATM Fees and other non-proprietary ATM surcharges at domestic ATMs.

Get Started with Online Banking

It’s easy to activate your online banking. If you have a Montgomery Bank account, just click the Enroll button below, fill out the short form, and follow the prompts to get started right away. Once you’re signed up, you can login anytime using the Login button at the top of our website. If you’d like to learn more about online banking before enrolling check out our Online Education Center.

Bank On Your Smartphone by Downloading One of Our Apps

After you’ve enrolled in Online Banking, simply download one of our apps and login to gain access to all of our Mobile Banking options.

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Signup for eStatements

A more secure and environmentally friendly way to bank.

To sign up for eStatements, log into your online banking account and select eStatement Enrollment. eStatements are a faster, safer, and more convenient way to get your bank statements. Once signed up, you will receive an e-mail notification when your next statement is ready for viewing.

Don’t Have an Account with us Yet?

You can apply online now or visit a local branch to get started. If you’d like to compare checking account options click here, and for savings account options click here. If you’re ready to get started simply click the button below.