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For our HIGHEST interest rate checking account, go GOLD

Montgomery eGold checking rewards you with 3.01% Annual Percentage Yield plus ATM fee refunds on checking account balances up thru $15,000 when you satisfy your monthly qualifications and have your real estate or commercial loan with Montgomery Bank!*

Account Features

  • Checking that pays high interest
  • 3.01% APY* on balances up to and including $15,000
  • 3.01% to 0.52% APY* on balances over $15,000 depending on balance in account**
  • 0.01% APY* if qualifications aren't met
  • Only $50 to open account
  • No minimum balance or monthly service fee
  • FREE Online and Mobile Banking with Unlimited Online Bill Pay
  • FREE TeleBanc account access
  • FREE Notary service
  • FREE Combined Statement
  • FREE Financial Planner Review
  • Refunds on ATM withdrawal fees, nationwide up to $6 per monthly qualification cycle

Here’s How Easy it is to Earn Your High Interest

*To qualify for eGold Checking rates and receive reimbursements on your ATM fee surcharges, you must perform all of the following during the monthly qualification cycle:

  • Have at least 12 point-of-sale Montgomery Bank debit card purchases post and settle;
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle;
  • Maintain a valid email address, be enrolled in electronic banking, and receive free eStatement (monthly bank statements via the Internet);
  • Have one or more qualified mortgage, home equity or commercial loan with Montgomery Bank.

View the Montgomery eGold Checking cycle schedule 2019

Montgomery eGold Checking disclosure

Rates are effective as of October 1, 2018.  **APY Range based on $100,000 balance. Fees may reduce earnings.